New Zealand Mortgages, Home loans, Commerical, Investment Properties Kapiti Wellington

How can we help you?

Our role as your advocate is to help you find the lender and mortgage that best fits your situation. Everybody's situation and needs are different and you need the respect to have these carefully understood before making a decision on one of the biggest piurchases of your life.
You'll wonder why you have never used a mortgage adviser before.

When working with a Mortgage Link Kapiti adviser you get:


	In the know	Your personal mortgage adviser and advocate will ensure you have the right mortgage for you. You would never know if you had the right mortgage for you if you went directly to a lender .

	Advice on	- How a mortgage works - What you can do to make it work for you - What traps to avoid - How to reduce your bank fees and interest costs - How to avoid the fees the Banks don't always tell you about - Choosing a Solicitor, Valuer, Accountant, Building Inspector - Interest rates - How much to fix and for how long - Repaying your mortgage sooner - Choice of a lender or get the best from your present lender - Loan structure

	Personal service	Your current and likely needs and circumstances are the starting basis of our relationship.

	Best fit for you	We are totally impartial. Driven to meet your needs. We will ensure that you have the mortgage and lender that best suits your needs.

	Options &Choice	You get access to a wide range of international, national and local banks and other lenders.

	Benefits	The buying power of our large national group gives you access to competitive interest rates, charges, options and other benefits.

	Easy process	We do all the work for you to make your loan application and settlement a smooth hassle free experience. We: - assist with all the form filling - negotiate with the lender of your choice - arrange valuations and building reports - work with your Real Estate Agent, Accountantand Solicitor - arrange all your insurances if required

	Convenience	We welcome you in our offices, or if its more convenient, we can come to your home or office at a time that suits you.

	Range of suppliers	Representing you to over 25 mortgage lenders: traditional trading banks (including your own), and a number of other prime and sub prime (no financials, credit impaired) mortgage lenders.

	Up-to-date information	We keep up to date with your changing needs and circumstances, new mortgage products and benefits, and with changing property markets.

	No Charge	There is normally no charge for the service provided by us - lenders pay fees directly to us. In those special circumstances where a fee will be charged, you will be advised of this in writing before we commence work on your behalf.

	On going advice	We keep in touch with you through the term of the mortgage and invite you to call anytime for advice or assistance. We are there for you, for interest rate reviews, financial health checks, top ups, your next house, investment property.

	NZ Wide	Mortgage Link (NZ) Ltd advisers operate from over 40 centres throughout New Zealand.

	NZ owned and operated	Mortgage Link Kapiti is a NZ owned and operated company which operates under a licenced agreement that ensures consistency in levels of services and expertise.

Accredited Member NZMBA

You get the reassurance that all advisers of Mortgage Link Kapiti are accredited members of the New Zealand Mortgage Broker's Association, having satisified the various educational, training, insurance, reference and other requirements of this industry professional organisation.

There is recourse for you through an NZMBA complaints process, if you have any issues with our service.